We have all, at some point, experienced the need to take out a loan. Whether to buy a house, a car or even to pay off debts, a loan is an alternative to achieving our financial goals. However, the hiring process and conditions offered by financial institutions are not always the most favorable. It is in this context that the need to negotiate improvements in loan conditions arises. After all, we should not passively accept the interest rates, terms and fees imposed by banks.
