Payroll Loan with Auxílio Brasil – How to do it

Announcement

If you benefit from the Auxílio Brasil and need to request a loan wonsigned, you are in the right article! The cost of living in Brazil is always increasing and due to the pandemic everything has become more difficult.

In the last 2 years, many people have debts that they are not able to pay off and sometimes a loan is needed to get rid of them. Mainly because of the interest that can make the values twice as high.

So if you need a payroll loan to pay off a debt, buy something or invest in your future, follow the article below. Because now you can do it through Auxilio Brasil.

empréstimo consignado
payroll loan (image taken from Google)

How will the Payroll Loan work through Auxilio Brasil?

In the month of July, the MP that releases the payment of the payroll loan in Brazil Aid by the National Congress. This led several beneficiaries to look for the banks and financial institutions responsible for releasing the payments.

Announcement

The loan will deduct the credit payment amount directly from the Auxílio Brasil installment. Thus, the interested party transfers the value to the financial institution automatically. This is very common in loans on INSS salaries.

In addition, the text of the Provisional Measure responsible for the project provides that the credit will also be released to those who receive the Benefit of Continued Provision (BPC). However, it is important to note that this has not yet been allowed.

The payment will depend on the president's sanction Jair Bolsonaro, what it hasn't happened yet. Therefore, for the time being, there is only the possibility of releasing a loan through the Brazil Aid, but nothing has been confirmed.

Loan through the Caixa Tem app

Currently, there is a loan in the Caixa Tem app for social savings users. However, the value is only for individuals who intend to invest in opening a business.

The loan amount is R$300 to R$1,000. Payment can be made in up to 24 months and interest is 1.95% per month. The hiring of this payroll loan is carried out directly by the Caixa Tem app.

If you are an individual, have plans to invest in your business and need a low-value loan, applying for Caixa Tem can be a good option to start.

What does the Caixa Tem application offer the user?

CAIXA Tem is an app that doesn't take up much storage space, where you can consult services and social benefits, in addition to making purchases, payments and transfers with your CAIXA account.

It is a free, complete tool and offers several features:

  • You can consult benefits such as Emergency Aid, Emergency FGTS and Bolsa Família;
  • Operate the digital social savings account at CAIXA;
  • Make purchases with a virtual debit card;
  • Can pay bills of up to R$ 1,200;
  • It is possible to transfer up to R$ 600 to any bank;
  • Pay, receive and transfer with Pix and much more;

All this in a simple and fast way with a super easy to use interface. The Caixa Tem application can be found for download both in the Play Store for Android devices and in the App Store for iOS.

How to install this tool on smartphone?

Now you already know the main information about the payroll loan from Auxilio Brasil, if you want to apply for a CAIXA Tem loan, just download the app for free, see the step by step: 

  • First check in the cell phone settings if it has internet access;
  • Access the Play Store or App Store platform and search for the name “CAIXA Tem”;
  • Install the app that appears first in the results;
  • After that, just open the app, enter your cpf and password and you can start using it.

Considerations on the loan granted by Auxilio Brasil

Make one payroll loan it can help many people in the country, mainly to acquire a good or pay off the heaviest debts. Therefore, the Loan for Auxilio Brasil makes this more accessible to low-income citizens.

It should be released between August and September this year. In the meantime you can download the CAIXA Tem app and find out about other services. For more articles like this visit the Applications category.

By exploring the site you learn to plant black pepper, learn more about Auxilio Brasil, Tarifa Social and CadÚnico, see cell phone tracking apps and much more. So you stay up to date and know the best apps for your cell phone.