In recent years, the world of cryptocurrencies has expanded significantly, providing new opportunities and challenges for investors and individuals in search of financial solutions. One of the innovations that has gained prominence is the possibility of obtaining loans guaranteed by crypto assets. This alternative allows holders of cryptocurrencies, such as Bitcoin and Ethereum, to use their digital assets as collateral to secure credit, without the need to sell their investments. With the increasing accessibility of cryptocurrencies in the financial market, this type of loan has become a viable option for those looking to access securities quickly and efficiently, keeping their assets intact. In this article, we will explore this emerging trend, its advantages, risks, and best practices for those who want to take advantage of this opportunity.